Skip to content

Avatar
Log In
Please consider registering
Guest
Forum Scope


Match



Forum Options



Min search length: 3 characters / Max search length: 84 characters
Register Lost password?
sp_TopicIcon
Bad credit mortgage
Avatar
Anon50000
1 Posts
(Offline)
1
13/01/2021 - 11:55 am

Just after some help in this uncertain time. My husband and I have been gifted a deposit of 80k. We would like to purchase a house at the value of 210k. We have a joint income excluding garenteed overtime of 33k including overtime 64k. We both have a total of 8 missed payments and 2 defaults in the past year. No ccjs,bankruptcy etc and this will be our first mortgage, are we likely to find a mortgage who will lend to us in the next 3 months? Thank you for your time.

Avatar
101 Posts
(Offline)
2
13/01/2021 - 11:56 am

Hi, thanks for getting in contact.

This will of course come down to the finer details however on face value there should be a solution for you.

The credit issues are fairly recent therefore if you are looking to purchase in 3 months time I would ensure your bank statement conduct is a good as possible (no returned DD’s, gambling, excessive overdraft use etc) as a lender is likely to focus on this to establish overall financial conduct.

Forum Timezone: Europe/London
All RSSShow Stats
Top Posters:
jrlsmc890: 12
beepboopbeep: 12
Allison79mw: 11
walt46: 11
ashley_987: 10
Redpanther89: 9
nursek: 8
M_wannabe: 6
RussH: 6
ERG005: 6
Newest Members:
testls
paulgough
ThomasMoubs
Davidjohn753951
Tim453
joric
RelyServices5
RobertHep
ncubemp
Help2022
Forum Stats:
Groups: 1
Forums: 12
Topics: 156
Posts: 556

 

Member Stats:
Guest Posters: 0
Members: 411
Moderators: 5
Admins: 3
Most Users Ever Online: 207
Currently Online:
Guest(s) 2
Currently Browsing this Page:
1 Guest(s)

Read Our Latest Reviews

4.94 Stars - Based on 2377 User Reviews

Your home may be repossessed if you do not keep up repayments on your mortgage.