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Bad Credit Mortgage Brokers – Our 5* Rated Service Can Help You

Talk to Simply Adverse, the adverse credit mortgage specialists about mortgages for:

  • Debt management plans
  • CCJ mortgages or IVA’s
  • Poor credit history
  • Missed, late payments or defaults
  • Mortgages for bankruptcy
  • Exclusive rates – up to 95% LTV (85% LTV for IVA/Ex-bankruptcy)
  • Our reviews & experience means we can confirm your options within 24 hours

Use our Online Quiz to find out if you qualify for a bad credit mortgage; it only takes two minutes & there’s no credit check.

Do You Qualify?

It’s quick & easy. No credit check or upfront fee.

*95% Max LTV. IVAs or Ex-bankruptcy 85% Max LTV

4.95 Average - Based on 3296 Reviews

Bad Credit Mortgage Brokers – Our 5* Rated Service Can Help You

Talk to Simply Adverse, the adverse credit mortgage experts about mortgages for:

Use our Online Quiz to find out if you qualify for a bad credit mortgage; it only takes two minutes & there’s no credit check.

Do You Qualify?

It’s quick & easy. No credit check or upfront fee.

*95% Max LTV. IVAs or Ex-bankruptcy 85% Max LTV

4.95 Average - Based on 3296 Reviews

Mortgage rates are changing. Talk to us today to get the best deal.

Why Choose Simply Adverse For A Bad Credit Mortgage?

Reason 1 To Choose Simply Adverse - Bad Credit Mortgage Specialists

We’re specialist poor credit mortgage brokers who focus on sourcing mortgage for people with a history of adverse credit

Reason 2 To Choose Simply Adverse - Bespoke service

You receive a bespoke service with your own dedicated team including a broker & specialist pre-underwriter

Reason 3 To Choose Simply Adverse - No Upfront Fees

No upfront fees. You don’t pay anything until you have a formal mortgage offer & a commitment to lend from the bank.

Reason 4 To Choose Simply Adverse - Whole of Market brokers

We are whole-of market bad credit mortgage brokers. We’re not tied to a panel of lenders, giving you access to the widest range of deals

Reason 5 To Choose Simply Adverse - Exclusive rates

You’ll get access to exclusive rates from adverse friendly lenders

Reason 6 To Choose Simply Adverse - Five star rated

Our services receive solid 5-star ratings in Trustpilot, and Google. Discover why by giving us a call

Our Comprehensive Range Of Bad Credit Mortgage Services

If you would like to know more about our services and how we work with you to find you the best bad credit mortgage rates in the UK, then you can take a look at our adverse credit mortgage FAQ or call our experts today for professional and trustworthy advice.

Bad Credit Mortgages From The Expert Bad Credit Mortgage Brokers – Simply Adverse

Buying a new home is exciting, but stressful. Dealing with lawyers, arranging the move, and of course finding a mortgage. If you’re one of the many people thinking about getting a mortgage with poor credit it can be an even more worrying time. But buying a house with bad credit isn’t impossible. 

The good news is that there are lenders that accept adverse credit. You may find it difficult to access these bad credit lenders on the high street though. If you’re wondering how to get a mortgage with bad credit, but don’t know how to find the best mortgage broker for bad credit, you need to speak to Simply Adverse. Let our team of specialist bad credit mortgage brokers help you find the best mortgages for bad credit UK-wide. 

Don’t get stressed out wondering ‘can you get a mortgage with bad credit’.  

If you’ve been trying to find a mortgage broker for bad credit, speak to us and let Simply Adverse show you some of the best bad credit mortgage rates in the UK. 

Read Our Latest Reviews

4.95 Average - Based on 3296 Reviews

Discover the Difference a Specialist Adverse Credit Mortgage Broker Can Make

Online searches and comparison sites should make finding your own bad credit mortgage simple, but they can just make it more frustrating. Most online tools are designed for straightforward applicants who don’t have a history of adverse credit, and not people with bad credit.. 

When your circumstances are more complicated you often find that you think you’ve found the perfect deal, only to learn further down the line that you are not eligible. This leaves you back at square one. As well as being infuriating, with time often being of the essence during a property purchase, delays can mean that you lose the home that you were set to buy. This is when you might want to start to look for a professional who can give you specialist bad credit mortgage advice. 

Using a mortgage broker to deal with your application will make the process smoother at the best of times. If you have a history of adverse credit, finding a specialist mortgage broker for bad credit applicants, such as Simply Adverse, can make the difference between finding a deal, and not. 

As well as giving access to a specialist bad credit mortgage advisor, you’ll have more choice as many mortgages for people with adverse credit will only be available through a broker. 

Got Mortgage Questions?

If you’re not sure whether you are ready to speak to a mortgage broker yet, log onto our forum and take the first steps towards reaching your property goal.

How the Simply Adverse Specialist Bad Credit Mortgage Brokers Will Help You

When you choose Simply Adverse to handle your bad credit mortgage application you get the benefit of a personalised service designed to make the whole process go more smoothly and improve your chances of finding a great mortgage deal.

Our CeMAP qualified brokers work with the rest of our team and use their in-depth knowledge of the adverse credit mortgage market to deliver a 5-star rated service. 

Some of the Advantages of the Simply Adverse Mortgage Brokers Service


Our team carries out much of the hard work of the mortgage application process. We ensure that you supply all the correct documents and that all forms are completed correctly, and on time. We use our experience to scour the mortgage market for you, to provide you with the most appropriate deal 

Market knowledge

We’re specialists in the bad credit mortgage broker sector. Lenders’ criteria can vary quite significantly, both between lenders and over time. We know what poor credit mortgage lenders are looking for and whether they are likely to accept your adverse credit mortgage application. This is a fast-moving market, so using a broker who works day to day with bad credit lenders gives you the benefit of up to date information. 

Pre-underwriting service

A common obstacle that mortgage applicants with a poor credit history face is passing the lender’s underwriting process. This is the stage at which the lender takes a deep dive into your financial circumstances and can often be the stage at which an application is declined. At Simply Adverse we give you the services of a pre-underwriter who carries out their own underwriting. This flags up any issues before the application, giving you the time to address any problems, and us the information needed to approach the right lender. 

Bad Credit Mortgage Lenders We Work With

Bad credit mortgage lenders come in all shapes and sizes. As we are whole of market lenders we aren’t tied to a panel of lenders, this means we can source your mortgage from both specialist lenders for bad credit and high street lenders.

We work with the best mortgage lenders for bad credit applicants, having access to a whole range of options ensures we get you a great deal from the best UK mortgage providers for bad credit.

Looking for UK bad credit mortgage lenders? Many of the specialist adverse mortgage lenders only work with brokers and aren’t available directly to customers, however we work with the whole market:-

Who can the adverse credit mortgage brokers at Simply Adverse help?

If you are looking for adverse credit mortgage advice help and products then a poor credit mortgage broker can help you. Whether you’ve missed loan or credit card payments, are looking for a mortgage after bankruptcy or applying for a mortgage after a CCJ. Whatever has caused your poor credit rating or damaged your credit report, the specialist brokers at Simply Adverse can help.

Call 01245 330163 For A Free Quote

Lines Open: Mon-Fri 9am-9pm and Sat/Sun 9am-5pm. Alternatively request a call back at a time convenient to you.

It’s quick & easy. No credit check.

What Bad Credit Mortgage Lenders & Rates Can You Expect?

As every customers circumstances is different, we work with lenders from the high street who accept minor adverse credit history like missed payments, through to adverse specialist lenders.

These bad credit specialist lenders deal with anything from defaults and expired CCJs, right though to serious credit problems, such as debt management plans (DMPs) and bankruptcy’s.

We always take your full circumstances into account to achieve the best rate possible for you, this means your adverse history, deposit and circumstances have a big impact on mortgage rates.

Don’t need a specialist bad credit mortgage? Visit our sister company Simply Lending

Your home may be repossessed if you do not keep up repayments on your mortgage.