Breaking records and unlocking doors for our customers – A big day in the adverse mortgage broker world

Tuesday was a huge day not just for Simply Adverse but for our clients and our lending partners. We produced 7 Bluestone mortgage offers, our biggest total for a single lender in one day.

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The fact we were able to achieve this is a culmination of so many things but primarily it is the bespoke system we have built, our tried and tested infrastructure, our people and in this instance a great relationship with a truly collaborative mortgage lender in Bluestone.

We manage the entire underwriting, communication and case management process ourselves, there is no requirement for any third party involvement. As a result, the experience within our team has become a powerful tool in the adverse mortgage space.

Behind the seven mortgage offers yesterday there are many reasons why the client ended up talking to us, but the theme is very similar…

Four of the seven mortgage offers were delivered in under 15 working days, which in the adverse market is genuine progress. This success has not been borne out of flashy marketing materials, underwriters on site or perceived exclusives.

Whilst we are not perfect, we have worked hard on a communicative relationship with our lenders and customers that ensures we accept mistakes and more importantly learn from them. We communicate frequently on all cases and seek to understand issues, never making assumptions. We work together to synchronise systems and give the customer a voice regarding their previous credit issues.

We have a team that fully understands their part in the process and know exactly what Bluestone require. Simply Adverse is supported by a motivated and capable Bluestone Business Development Manager who cares and delivers in Simon Wilson.

Yesterday will not be a one off. We will set new records and we aim to do this with every specialist mortgage lender in the market.

Talk to us today if you need support and help with any type of bad credit mortgages

#simplyadverse #realspecialistlending #Bluestonemortgages #adversecredit

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What You Will Pay For Our Services and When – Mortgage Advice

This fee is for advice, research, recommendation and implementation (e.g. application, administration of arranging the loan). We will also be paid by commission from the lender.

Our broker fee is £1995 which is payable upon receipt of your mortgage offer. You may have the option to pay the broker fee upon completion for remortgage applications only, the broker fee for this would be £2495.

Our fee is only payable upon receipt of your mortgage offer, we do not charge any upfront fee for identification of any potential solutions.

Legal Information

Simply Adverse is a trading style of Simply Investment Ltd. Simply Investment Limited is an Appointed Representative of Simply Lending Solutions Ltd who are authorised and regulated by the Financial Conduct Authority FSR Number 745164. 

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Simply Investment Ltd. Registered in England and Wales Company no: 06528590. Registered Office: Unit 15, Runwell Hall Farmhouse, Hoe Lane, Rettendon Common, Essex, England, CM3 8DQ.

Simply Adverse
15 Runwell Hall Farmhouse
Hoe Lane

Tel: 01245 330163

Bad Credit Mortgage Help and Advice


All content on the Simply Adverse website is believed to be accurate at the time of publication. However, this is a fast-moving sector and lender criteria and policies change regularly. For this reason, we always recommend that you speak to one of our brokers for the most up to date information.

Articles can only ever provide general information and do not constitute financial advice. Our mortgage brokers are fully regulated by the Financial Conduct Authority, and it is only by speaking to them that you will receive advice and information tailored to your individual circumstances. Your home may be repossessed if you do not keep up with repayments on your mortgage.

You should always think carefully, and seek professional advice, before securing other debts against your home or releasing equity from your home.


In the event of a complaint, please contact Simply Lending Solutions Limited who are our Principal firm and are therefore responsible for investigating any complaints made against us. They can be contacted either in writing, by email or by phone. For contact details and to read the complaints procedure, click here.

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