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Meet Our Brokers

Our team of specialist brokers will provide you with a tailored service designed to find the best deal for your circumstances. The Simply Adverse brokers are bad credit mortgage specialist, who have built positive, professional relationships with specialist and high street lenders. 

Meet Our Specialist Mortgage Advisers

Jamie Percy
Specialist Mortgage Adviser
FPC & Bridge Paper
Jamie is a recent addition to the team at Simply after spending over 20 years giving advice directly to clients in NatWest & Santander branches. Since transferring to Simply in 2020 Jamie has already utilised this experience and worked with the existing team here to drive cases through.
Jamie has recently started managing his Son's football team, which has in turn brought new and unusual challenges
As first time buyers with adverse credit we were ready to have a difficult road but the service received from Jamie, Liz and Farah was exceptional. They were very efficient, responding to queries within minutes and keeping us in the loop every step of the way.
28/02/2021
Jamie, Chloe, Lewis and Paige are a credit to the business. Faultless. Many Thanks.
04/03/2021
Jamie was especially kind to give us tips on the area we were looking to purchase in as it was one he was familiar with. Greatly appreciated.
01/03/2021
Aime Grieve
Specialist Mortgage Adviser
CeMAP
Aime is fast approaching her 3 year anniversary with Simply and proved to be a flexible member of the adviser team. Aime stays incredibly close to her clients throughout the process and always progresses cases extremely quickly and efficiently.
Aime certainly likes the finer things in life and none more than an exotic holiday.
The guys at simply are so friendly and helpful, I dealt with Aime in particular and she was brilliant. Being a first time buyer I wasn't sure where to begin but she fully explained the process and helped me secure the property. Within 3 weeks I had a formal mortgage offer. I would completely recommend to anyone who needs needs help securing a mortgage
01/03/2021
Special thanks to Aime for putting up with all the random questions I had and to Kerry for putting up with my impatience towards the end. They worked really hard to secure the offer for me and kept me updated throughout. I wouldn't hesitate to recommend them to anyone looking
01/10/2020
Aime was most helpful and kept me well informed throughout the process...good work
01/09/2020
The whole team were super efficient, knowledgeable and friendly - in particular, our thanks go Aime, Lauren and Lilly for all their expert help
18/08/2020
Jenny Reeves
Specialist Mortgage Adviser
CeMAP
Jenny is a fairly recent recruit to Simply although has extensive specialist knowledge from her 20 years working within the mortgage industry. Prior to joining Simply, Jenny worked specifically placing specialist new build shared ownership mortgages and has a vast array of knowledge of this sector.
Jenny is a keen baker and has already spent countless hours passing these skills onto her Daughter.
Jenny and Lewis from simply have been outstanding from start to finish. Any update required or process I was unsure about they were there with a reply as soon as I asked! Couldn't recommend them enough through a grilling process that they made seem stress free.
18/02/2021
I sent an enquiery out and they called back the same day. A lovely lady named Jenny was very positive and once she heard our background she was confident they could help.
29/01/2021
Jenny examined everything and not just requested information but when I picked up the phone actually bothering to take the time to discuss properly what was needed and understand.
03/03/2021
With losing my mum to COVID19 I had to have a mortgage and the way I was treated by Jenny R and Lilley was simply amazing they understood what I needed and bent over backwards to help me. If I'm honest I owe them a massive box of chocolates
01/12/2020
Hayley Meacham
Specialist Mortgage Adviser
CeMAP
Hayley has been with Simply nearly 4 years now after spending a number of years at a High Street bank. Hayley has recently been through a home move of her own and therefore more than anyone understands how stressful the entire process can be.
Aside from travelling with Canada as a favourite destination, Hayley really is family first and loves nothing more than spending time with her Daughters
I just want to say to Hayley and Paige thank you so much for all your help. I honestly thought this was going to be impossible and I never thought we would be able to save our family home but now we have (I can't believe it!!)
27/01/2021
Hayley was friendly, professional and efficient sorting out the application quicker then my other broker, answering my MANY questions and sorting everything
01/03/2021
The staff at simply were great specifically hayley meecham and Lewis mills honestly they were both amazing so helpful and supportive from start to finish even when I was panicking and emailing them they were so calming and reassuring I can't recommend them enough!!! Thank you so much!!!
01/11/2020
Hayley and Chloe worked non stop to finally get us our mortgage and answered a million and one questions without any complaint! Can't thank the girls enough and the team!! Would 100% recommend
01/06/2020
Matthew Nurcombe
Specialist Mortgage Adviser
CeMAP
Matthew joined back in July 2017 and really has trained in every aspect of our industry prior to qualifying back in 2019 with flying colours. Matthew embodies our customer first mentality and will often be seen working additional hours late into the evening in order to ensure he has responded to all clients as quickly as possible
Matthew is a keen West Ham fan and has been hurt as much as anyone by not being able to see this years performance close up
We started off by calling Matthew - he was great. Non-judgemental and he did what he could to help us get things done. Matthew knew exactly the sort of questions we would be asking and helped us prepare our case brilliantly.
09/02/2021
I thought Mortgage is impossible for me to obtain and that was stuck in my head. But hey, All my doubts fade away on the very first day Simply Adverse called My broker is ( Matthew ) a very smart guy, This guy knows how to handle clients really well and his patience is unbelievable. Every-time he phone me I know he will deliver me some good news.
01/02/2021
Our first contact was with Matthew Nurcombe who straight away gave me the confidence we needed and secured us a dip within 24hours. He's been our first port of call ever since that day.
01/11/2020
I cannot express how grateful we are for the wonderful service we have received from simply! Matthew, Jackie and Tracey have been absolutely fabulous, communication was fantastic from day one and throughout the process and very swift!
01/10/2020
Lee Rout
Specialist Mortgage Adviser
CeMAP
Lee is an experienced member of the team who previously has seen the house buying process close up being an Estate Agent prior to joining Simply. Lee has dealt with a lot of high value mortgage cases and specifically has strong relationships with a couple of our niche lenders.
Lee loves online shopping with trainers/sneakers being his absolute favourite. Quite often Lee will spot a bargain and share with the rest of the team.
We had excellent advice to make an informed decision thanks to Lee's assessment of the situation
29/01/2021
I honestly can't thank this company enough. From start to finish they were amazing. Massive thanks especially to Lee Rout, Charlotte Jones, Lauren Mccreadie and Lilly Adcock who I can't fault.
21/08/2020
Lee filled me with confidence right from our first phone call and within no time I was in receipt of a sizeable mortgage offer! The most I was looking to borrow.
02/11/2020
The support from Lee and the team from start to finish was amazing. If your credit rating is shot to pieces like ours and you have been knocked back by most companies, speak to simply Adverse!
02/10/2020
Simon Osborne
Specialist Mortgage Adviser
CeMAP & CeRER
Simon is an experienced adviser in both adverse cases and Equity Release. He has worked with Simply for coming up to 3 years and has helped numerous clients move to their dream homes.
Simon is the musically talented member of the team and once out of lockdown will be seen around the circuit playing drums in one of his bands.
Simon and Farrah were very efficient, friendly and informative from the start. Our whole mortgage offer was just over 2 weeks from start to finish. We had previously had a bad experience with a different company and was going to give up, so glad we didn't.
01/02/2021
Simon, Liz and Paige have been incredible. Their communication is on point and the amount of work they have to put in is testament to their fee
02/11/2020
I got a phone call from Simon, he was so kind and considerate and told me I was more than my credit rating and that they dealt with lenders who looked at the whole person and the whole picture.
01/11/2020
The team we had (Simon, Jenny and Chloe) were always on hand to support us through the process and we were successful in achieving our dream. Thank you for everything
01/07/2020
Charlotte Jones
Specialist Mortgage Adviser
CeMAP
Charlotte started her career with Simply way back in February 2017 and is well regarded by colleagues and clients alike. Charlotte has an outstanding eye for detail and often Trainee's need to be passed through Charlotte's detail academy for sign off, with Charlotte herself formally qualifying in 2019.
Charlotte loves her animals and is often spending her weekend recruiting new animals for her home
Big thanks to Charlotte lee and lilly very helpful excellent service in getting me a mortgage in these difficult times great guys to work with thanks
08/09/2020
The process was assisted by Charlotte and she guided me through ! It was easier then expected. Their knowledge and efficiency was brilliant. I thoroughly recommend then to achieve a prompt and positive outcome during these very difficult times.
01/11/2020
Big thanks to Charlotte lee and lilly very helpful excellent service in getting me a mortgage in these difficult times great guys to work with thanks
01/08/2020
Adrian Lynn
Specialist Mortgage Adviser
CeMAP
Adrian has been giving mortgage advice at Simply Lending Solutions since June 2016. He's advised on over 500 successful mortgages and is looking forward to bringing his passion for supporting applicants to the next 500. Adrian's commitment to outstanding customer service ensures clients find the whole process far less stressful.
Adrian is a keen runner and is training for a marathon, this helps keep him fit for his fast paced mortgage role.
I was lucky finding Simply on an internet search and right from the first conversation with Adrian and through loads and loads of work by Tracey and others they found us a mortgage that was not at all bad interest wise. Throughout the process they were on almost daily contact with us
01/01/2021
Adrian was absolutely amazing, contacting us very regularly with even the smallest update, and putting up with my thousands of silly questions! We are so thankful to have been contacted by you!
01/11/2020
Lilly Adcock
Specialist Mortgage Adviser
Lilly case managed over 300 successful mortgage application in 2020 and has now formally started her mortgage adviser training. Lilly has already been packaging applications and supporting our advisers and has formally started her Camp training.
Lilly enjoys partying and often this comes with a couple of incidents/injuries.
these 2 are amazing and I cant thank them enough for not only being patient with us but for finally helping us achieve our dream! Thank you Lilly & Matthew.. you need a medal, would definitely recommend x
12/11/2020
Excellent service I would highly recommend nothing is ever too much trouble my sincere gratitude to Lilly Alex and Jackie as they worked extremely hard and nothing was ever a problem to them
14/10/2020
Nathan Dauncey
Specialist Mortgage Adviser
CeMAP
Nathan recently joined Simply after a long career at a highstreet bank. Nathan brings these high levels of customer focus in a face to face environment to our business and is already showing strong service skills and customer interaction.
Nathan is currently studying for his Drivers License after spending years of his life on his cherished motorbike.
Alex Gauld
Specialist Mortgage Adviser
CeMAP
Alex has already completed training in every department here at Simply and formally qualified as a Mortgage Adviser in 2020. Alex is well versed at handling complex enquiries and packaging cases to the highest standards.
Alex is fanatical about his fitness levels and often runs marathons and cycles miles for fun!
Alex Wright
Specialist Mortgage Adviser
CeMAP
Alex is one of our longest serving team members having joined as a Trainee in 2015. His rise through the ranks makes him one of our most knowledgable brokers when it comes to tricky cases.
An avid Arsenal fan and collector of Basketball trading cards.
We can’t thank Alex Wright enough! If it wasn’t for him we wouldn’t be moving into our dream home today! Nothing at all was too much trouble. Any question or worries we had he was at the other end of the phone/email to help and support us through the process. Thank you SO much Alex! Thank you also to Kerry Bates x
06/02/2021
I would like to give a big thank you to Alex Wright, Paige Crump,and others team member who help me to get my dream house, it wouldn't be possible without them especially with my bad credit record. I been too many adviser but all of them are good for nothing ,they just wasted my time but I get the best experienced and excellent service from simply adverse team
30/05/2021
I can not fault anything. Alex and Tracey were very helpful from start to finish and made me feel at ease through the whole process. I got regular updates and did not need to chase them which was lovely as helped to relive some of the anxiety of applying for a mortgage. I would recommend these guys to anyone. Thanks
15/03/2021

Meet Our Trainee Mortgage Advisers

Lewis Mills
Trainee Mortgage Adviser
Lewis is one of the most popular members of the Simply team and had countless positive Trustpilot reviews received in late 2020. Lewis has really picked up a lot in a fairly short period and we have incredibly high expectations for future progress.
Lewis is a funny member of the team who has been trialling different haircuts and facial hair throughout lockdown
I had the best experience with Simply, Matthew and Lewis were such a great help in securing my full mortgage offer in such a short space of time, I couldn't be any happier with the service provided!
01/03/2021
Excellent service through the process especially Lee Rout and Lewis Mills. Thanks gents
01/02/2021
Lewis the case manager was brilliant and nothing was ever to much for both of them. If you want the seemingly impossible making possible contact these guys....FANTASTIC!
01/01/2021
The staff at simply were great specifically Hayley Mecham and Lewis mills honestly they were both amazing so helpful and supportive from start to finish even when I was panicking and emailing them they were so calming and reassuring I can't recommend them enough!!! Thank you so much!!!
10/12/2020
Farrah Mills
Trainee Mortgage Adviser
Farrah is a recent recruit but from within the industry and has therefore picked processes up remarkably quickly. She often utilises knowledge from the house buying process and liaising with Estate Agents to the huge benefit of our clients.
Farrah certainly enjoys socialising and combining this with travelling which is one of her favourite pastimes.
Simply adverse have been absolutely amazing for us and got our mortgage for me and my partner. We couldn't be anymore thankful to Alex and Farrah
01/03/2021
Lee an Farrah made it as less stressful as they could possibly.. high recommend
01/02/2021
John Hall
Trainee Mortgage Adviser
John joined simply in April this year, he’s currently studying his CeMap with desires to be a mortgage broker, Previously a retail store manager John has many transferable skills that make him an asset to the broker support team.
John enjoys music and socialising and loves spending time with the family on his days off.
Stop reading these reviews and make the call!! We came to Simply with little hope of success but the team have been nothing short of fantastic. From the initial call to Simon then communicating with John, Lauren, Chloe and Frankie there have been more than a few fretful days but they stay in touch and keep you in the loop. Today we got our offer and honestly they are worth every penny. Thank you guys, you’re miracle workers!
07/01/2021
Curtis Zetter
Trainee Mortgage Adviser

Read Our Latest Reviews

4.95 Average - Based on 3348 Reviews

6 Great Reasons To Choose Simply Adverse

No Upfront Fee

No Upfront Fee

Our broker fee is agreed in advance and only becomes payable when the mortgage is officially agreed by the lender. 

Adverse Is All We Do

Adverse Is All We Do

Unlike your typical mortgage broker, all our advisors are focused solely on securing mortgages for clients with bad credit. In short, we know this market.

Whole Of Market

Whole Of Market

We’re a whole of market broker. Which means you get access to every deal currently available. Including those from niche lenders.

Access To Exclusive Rates

Access To Exclusive Rates

With access to every adverse friendly lender, we can often secure you exclusive rates you won’t find on the high street.

First Class Support

First Class Support

Our experienced admin team are always on hand to answer your questions and keep you updated throughout.  So you’ll always know what’s happening.

Glowing Reviews

Glowing Reviews

We have thousands of independently verified 5 star reviews on Trustpilot & Reviews.io from delighted clients. Find out why our customers rave about us.

Call 01245 330163 For A Free Quote

Lines Open: Mon-Fri 9am-9pm and Sat 9am-5pm. Alternatively request a call back at a time convenient to you.

It’s quick & easy. No credit check.

Your home may be repossessed if you do not keep up repayments on your mortgage.