It very much depends on your circumstances and credit record.
For less severe adverse credit like CCJ's and defaults on card payments, 95% LTV is available. For settled IVA's and ex-bankruptcy, the maximum LTV is 90% and 80% respectively.
As much as 90% LTV. However the actual amount you can borrow will depend on your personal circumstances and credit history.
We pride ourselves on fast turnarounds. From as little as 4-6 weeks once we have the necessary paperwork to hand.
Yes, we have access to specialist lenders willing to lend if you've been made bankrupt.
You must have been discharged at least a year ago and the maximum LTV is 80%. The best deals and lowest rates become more readily available 4 years after being discharged.
We can often help you secure a mortgage.
The minimum requirements are that your IVA was settled at least a year ago and you have a minimum 10% deposit. Better deals and more lenders become available if you can exceed those requirements.
It's possible, but the lending criteria are very strict. The maximum loan to value (LTV) is currently 65% and minimum loan size is £100,000.
Our broker fee is agreed in advance and only becomes payable when the mortgage is officially agreed by the lender.
Unlike your typical mortgage broker, all our advisors are focused solely on securing mortgages for clients with bad credit. In short, we know this market.
We're a whole market broker. Which means you get access to every deal currently available. Including those from niche lenders.
With access to every adverse friendly lender, we can often secure you exclusive rates you won't find on the high street.
Our experienced admin team are always on hand to answer your questions and keep you updated throughout. So you'll always know what's happening.
We have hundreds of independently verified 5 star Trustpilot reviews from delighted clients. Find out why our customers rave about us.