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About Us – Why Choose Simply Adverse

In simple terms, Simply Adverse are a national mortgage broker specialising in sourcing mortgages for people with any form of bad or adverse credit.

We realised there are hardly any brokers who specialise in this ever-changing market and that your chances of finding a competitive mortgage are affected immensely by the mortgage broker you speak to.  It became our mission to understand this unique section of the mortgage market and become the UK’s leading bad credit mortgage broker.

Helping clients throughout the UK, we have purposely customized our service for those with damaged or impaired credit. This decisive approach increases your chances of getting the best mortgage for your personal circumstances, whatever type of adverse credit you have.

Our goal has always been the same

To meet the following objectives:

  • Advise you as quickly as possible if you can get a mortgage, without charging you any fees
  • Achieve the most competitive bad credit mortgage deals for you
  • Provide a simple process to follow should you wish to take advantage of our unrivalled service

Because of our drive and determination to achieve these objectives, we have helped thousands of customers secure mortgages, often when they have already been declined elsewhere.

Coronavirus (COVID-19)

With coronavirus (COVID-19) spreading quickly, this is a message of thanks to our customers and to our colleagues and suppliers for their hard work in dealing with the unprecedented uncertainty presented by the spread of the virus.

While there are many restrictions in place, Simply Adverse and our sister company Simply Lending Solutions are working hard to mitigate these and remain open to support our existing customers and for any new mortgage enquiries or applications.

We’ve built the Mortgage Forum so that you can get advice quickly and simply on any mortgage or mortgage related topics, or you can contact us any time on 01245 330163 for advice.

Got Mortgage Questions?

If you’re not sure whether you are ready to speak to a mortgage broker yet, log onto our forum and take the first steps towards reaching your property goal.

Meet Our Senior Team

Leadership comes from the top. The Simply Adverse senior team has the years of experience and a record of success that ensures that everyone in the company always strives to provide a first class service to all our clients.

Adam Hinder
Managing Director
After a successful career for a Highstreet retail bank, Adam co-founded Simply in 2009. Since then Simply has continued to grow and since moving to current premises in 2013 solely focussing on the Adverse credit marketplace.
Outside of spending time with his family, incredibly Adam still finds time to manage and play football for a local Veterans team.
David White
Head of Sales
David joined Simply in 2015 and has now completed over 500 adverse credit mortgages. David has a keen eye for detail and often is the first to notice criteria opportunities and lender policy changes.
David has recently moved himself with his young family and therefore is more aware than most just how stressful this process can be
Highly reccomended service and experience. We were struggling to find the right mortgages given our experience but after initially speaking to David on the 5th January we had our formal mortgage offer 23 days later. Brilliant service and great communication through everything
The service we received from David White and his team from start to finish was truly exceptional. They deserve more than 5 stars. They really are THAT good.
I'm so very happy to have found these guys! David White and his team were like a well oiled machine. From our initial conversation, to them getting us our mortgage offer today, it was slick and calm
Don't know if they'll read this but David, Megan, Jackie and Lewis, you were all amazing and exceeded all expectations. I won't be going anywhere else in the future.

Read Our Latest Reviews

4.95 Stars - Based on 3116 User Reviews

6 Great Reasons To Choose Simply Adverse

No Upfront Fee

No Upfront Fee

Our broker fee is agreed in advance and only becomes payable when the mortgage is officially agreed by the lender. 

Adverse Is All We Do

Adverse Is All We Do

Unlike your typical mortgage broker, all our advisors are focused solely on securing mortgages for clients with bad credit. In short, we know this market.

Whole Of Market

Whole Of Market

We’re a whole of market broker. Which means you get access to every deal currently available. Including those from niche lenders.

Access To Exclusive Rates

Access To Exclusive Rates

With access to every adverse friendly lender, we can often secure you exclusive rates you won’t find on the high street.

First Class Support

First Class Support

Our experienced admin team are always on hand to answer your questions and keep you updated throughout.  So you’ll always know what’s happening.

Glowing Reviews

Glowing Reviews

We have thousands of independently verified 5 star reviews on Trustpilot & from delighted clients. Find out why our customers rave about us.

Call 01245 330163 For A Free Quote

Lines Open: Mon-Fri 9am-10pm and Sat/Sun 9am-5pm. Alternatively request a call back at a time convenient to you.

It’s quick & easy. No credit check.

Your home may be repossessed if you do not keep up repayments on your mortgage.