Hi team
Some advice please.
2 recent deposits (last 2 years)
CCJ 2 years ago but also satisfied
Experian credit rating is very low.
But then...
Good income (£53,925) and no outstanding debts, credit card balance at zero. No dependants.
History of good rent payments, reported by credit Ladder (private)
I have around £5000 in deposit, but just moved to this job. I have not been unemployed in the last 3 years but have had an external promotion each year.
Is it likely I could get a shared ownership mortgage or am I better off waiting until I've been in my job 12 months and saving more deposit (I can save £1000pcm at the moment).
My private tenancy is about to run out so if I could buy now, I would.
Hi, thanks for getting in contact.
There are many factors at play here however on face value this is likely to be possible.
The key variables would be exact details of your credit issues and what your employment history over the past 12 months looks like.
We'd be more than happy to help.
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Paul Carmen
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Liam@SimplyLending
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