Hi Allison,

In these uncertain times it is tricky to look too far into the the future to determine what may/may not be available

There are lenders that will include all of the above income sources, although certainly not every lender.

It is important the maintenance is regular and for the same amount with a clear, visible bank transfer

You would currently potentially have options from 15%+ deposit, obviously depending upon the absolute detail on your case.

I wish you well for the future, sure it will be a huge relief to have the defaults off your file next August