Skip to content

Avatar
Log In
Please consider registering
Guest
Forum Scope


Match



Forum Options



Min search length: 3 characters / Max search length: 84 characters
Register Lost password?
sp_TopicIcon
Job length query
Avatar
walt46
11 Posts
(Offline)
1
29/06/2021 - 11:45 am

Hi,

Ive been told I need to be in my job at least 3 months, and working a continues 6 months to apply for a mortgage which I’m a few months off. However, I have also been self employed 6 months but as I haven’t needed to disclose my income as yet, could I use this to AIS this from work duration ? Thanks

Avatar
David@SimplyAdverse
111 Posts
(Offline)
2
29/06/2021 - 11:45 am

Hi, thanks for getting in contact.

The key thing here will be your self-employment as in order to verify this you will need 12 months trading and a tax return submitted.

Avatar
walt46
11 Posts
(Offline)
3
29/06/2021 - 11:46 am

Hi, if my wife applied for the mortgage with me and it was just her salary taken into consideration, would that work If we were to apply now? She is on maternity For 4 more months so would she need to be back in work receiving full pay for it to be calculated on her usual salary as it’s reduced at the moment.

Many thanks!

Avatar
David@SimplyAdverse
111 Posts
(Offline)
4
29/06/2021 - 11:46 am

It will very much be lender specific and come down to the finer details...

Forum Timezone: Europe/London
All RSSShow Stats
Administrators:
admin
Paul Carmen
SabinaC
Moderators:
Adam@SimplyAdverse
Sarah@SimplyAdverse
David@SimplyAdverse
Liam@SimplyLending
Hayley@simplyadverse
Top Posters:
jrlsmc890: 12
beepboopbeep: 12
Allison79mw: 11
walt46: 11
ashley_987: 10
nursek: 9
Redpanther89: 9
Fiona951753: 7
M_wannabe: 6
RussH: 6
Newest Members:
Williamgof
ataletcsqq
Ralphecona
BruceDraby
Timothywrarl
Jasonjew
KevinBaicy
WilliamSoync
WilliamIdozy
ThomasSkisp
Forum Stats:
Groups: 1
Forums: 12
Topics: 165
Posts: 581

 

Member Stats:
Guest Posters: 0
Members: 1466
Moderators: 5
Admins: 3
Most Users Ever Online: 207
Currently Online:
Guest(s) 3
Currently Browsing this Page:
1 Guest(s)

Read Our Latest Reviews

4.95 Average - Based on 3420 Reviews

Your home may be repossessed if you do not keep up repayments on your mortgage.