Skip to content

Avatar
Log In
Please consider registering
Guest
Forum Scope


Match



Forum Options



Min search length: 3 characters / Max search length: 84 characters
Register Lost password?
sp_TopicIcon
Can I get a mortgage with a current DMP?
Avatar
nursek
9 Posts
(Offline)
1
29/04/2023 - 6:34 pm

We are 2 years into a 5 yr fixed rate mortgage with Bluestone but haven't settled and are thinking of moving house. We have a house worth around £220000 and would be looking at a purchase price of around £200k All of our deposit would need to come from proceeds from sale. Currently I have a lot of unsecured debt, can manage this in a normal month but when I get unexpected expenses like car breaking down, boiler breaking etc I'm really struggling and I've had a couple of missed/late payments.as a result. I have been advised by a debt charity to consider a DMP but I'm really concerned we would be trapped where we are if we did this and we need to be able to move. If a mortgage preferably with Bluestone is possible with a current DMP does this instantly put you in the worst bracket with the highest interest?
Many thanks
Kate

Avatar
David@SimplyAdverse
111 Posts
(Offline)
2
29/04/2023 - 6:47 pm

Thanks for getting in touch, this is a situation that we have handled successfully numerous times so you are not alone.

We'd love to help and this feels like a question better answered over the phone.

We are actually open this evening until 20:00, tomorrow 09:00 - 20:00 and bank holiday Monday 09:00 - 17:00.

Forum Timezone: Europe/London
All RSSShow Stats
Administrators:
admin
Paul Carmen
SabinaC
Moderators:
Adam@SimplyAdverse
Sarah@SimplyAdverse
David@SimplyAdverse
Liam@SimplyLending
Hayley@simplyadverse
Top Posters:
jrlsmc890: 12
beepboopbeep: 12
walt46: 11
Allison79mw: 11
ashley_987: 10
Redpanther89: 9
nursek: 9
Fiona951753: 7
Kaboomba: 6
M_wannabe: 6
Newest Members:
BradmanNED
KevinBip
BillyHOT
TheHydra
Donaldulcet
Jameselalk
blur-io-nft
Ariansnaf
MagaNop
Frankscark
Forum Stats:
Groups: 1
Forums: 12
Topics: 164
Posts: 578

 

Member Stats:
Guest Posters: 0
Members: 947
Moderators: 5
Admins: 3
Most Users Ever Online: 207
Currently Online:
Guest(s) 2
Currently Browsing this Page:
1 Guest(s)

Read Our Latest Reviews

4.95 Stars - Based on 3122 User Reviews

Your home may be repossessed if you do not keep up repayments on your mortgage.