Skip to content

Avatar
Log In
Please consider registering
Guest
Forum Scope


Match



Forum Options



Min search length: 3 characters / Max search length: 84 characters
Register Lost password?
sp_TopicIcon
Help please
Avatar
MrW
1 Posts
(Offline)
1
13/01/2021 - 10:28 am

Have a default but was told that was fine now mortgage application declined as they found a ccj (no knowledge of this and certainly not taken a loan out) what to do now? Can I get a mortgage with a ccj and default?
Needing less than £100,000 and have 10% deposit

Avatar
Hayley@simplyadverse
161 Posts
(Offline)
2
13/01/2021 - 10:29 am

Hi, the 10 percent deposit is likely to cause you more trouble than the default/CCJ in the current climate

Unfortunately there are limited lenders doing 90% loan to values and mixed with adverse will be a tough ask.

It would be prudent to understand the details of the CCJ and challenge the recording if this was not you.

Good luck

Forum Timezone: Europe/London
All RSSShow Stats
Administrators:
admin
Paul Carmen
SabinaC
Moderators:
Adam@SimplyAdverse
Sarah@SimplyAdverse
David@SimplyAdverse
Liam@SimplyLending
Hayley@simplyadverse
Top Posters:
jrlsmc890: 12
beepboopbeep: 12
Allison79mw: 11
walt46: 11
ashley_987: 10
Redpanther89: 9
nursek: 9
Fiona951753: 7
RussH: 6
ERG005: 6
Newest Members:
GeorgecoW
Maidan1Mar
EdwardSmesk
KarenLeD
Michalecacle
Miguelobeta
Arisha4Ki
MichaelHam
Thomaswer
DyeceLiek
Forum Stats:
Groups: 1
Forums: 12
Topics: 165
Posts: 581

 

Member Stats:
Guest Posters: 0
Members: 1260
Moderators: 5
Admins: 3
Most Users Ever Online: 207
Currently Online:
Guest(s) 4
Currently Browsing this Page:
1 Guest(s)

Read Our Latest Reviews

4.95 Average - Based on 3348 Reviews

Your home may be repossessed if you do not keep up repayments on your mortgage.