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Help please

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MrW

1 Posts

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13/01/2021 - 10:28 am

Have a default but was told that was fine now mortgage application declined as they found a ccj (no knowledge of this and certainly not taken a loan out) what to do now? Can I get a mortgage with a ccj and default?
Needing less than £100,000 and have 10% deposit

Hayley@simplyadverse

160 Posts

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13/01/2021 - 10:29 am

Hi, the 10 percent deposit is likely to cause you more trouble than the default/CCJ in the current climate

Unfortunately there are limited lenders doing 90% loan to values and mixed with adverse will be a tough ask.

It would be prudent to understand the details of the CCJ and challenge the recording if this was not you.

Good luck

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