
Hi,
My partner and I are hoping to buy our first place in the near future however I have 4 defaults from 2016 – 2018 on my file. These are all settled at 0.00 and her credit rating is immaculate.
We have a £40k deposit and was looking at properties between £230k – £250k, so we have over 15% deposit. How likely would it be for us to be approved for a mortgage with these defaults? I have taken all the steps
to improve Credit rating but just these defaults dragging me down (Experian I am in Fair category, and ClearScore is 301)
thanks
C
admin
Paul Carmen
SabinaC
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