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Can I get shared ownership with a CCJ?
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Luke J
3 Posts
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1
07/01/2021 - 10:02 am

Do you help with shared ownership mortgages for people with CCJ's??

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David@SimplyAdverse
111 Posts
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07/01/2021 - 10:02 am

Hi Luke, thanks for getting in contact.

We can indeed help with shared ownership mortgages, when was your CCJ registered?

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Luke J
3 Posts
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07/01/2021 - 10:03 am

I'm not sure exactly, in the last 12 months though.2

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David@SimplyAdverse
111 Posts
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4
07/01/2021 - 10:03 am

Ok thank you.

Credit wise there would be lenders willing to consider a shared ownership mortgage with a CCJ in the past 12 months and it wouldn't necessarily need to be satisfied either.

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Luke J
3 Posts
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5
07/01/2021 - 10:03 am

Do I need a deposit?

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David@SimplyAdverse
111 Posts
(Offline)
6
07/01/2021 - 10:04 am

A shared ownership mortgage can potentially be agreed with zero deposit however please be aware some Housing Associations will require you to put down a minimum of 5%.

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