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Can I get shared ownership with a CCJ?

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Luke J

3 Posts

(Offline)

07/01/2021 - 10:02 am

Do you help with shared ownership mortgages for people with CCJ's??

David@SimplyAdverse

111 Posts

(Offline)

07/01/2021 - 10:02 am

Hi Luke, thanks for getting in contact.

We can indeed help with shared ownership mortgages, when was your CCJ registered?

Luke J

3 Posts

(Offline)

07/01/2021 - 10:03 am

I'm not sure exactly, in the last 12 months though.2

David@SimplyAdverse

111 Posts

(Offline)

07/01/2021 - 10:03 am

Ok thank you.

Credit wise there would be lenders willing to consider a shared ownership mortgage with a CCJ in the past 12 months and it wouldn't necessarily need to be satisfied either.

Luke J

3 Posts

(Offline)

07/01/2021 - 10:03 am

Do I need a deposit?

David@SimplyAdverse

111 Posts

(Offline)

07/01/2021 - 10:04 am

A shared ownership mortgage can potentially be agreed with zero deposit however please be aware some Housing Associations will require you to put down a minimum of 5%.

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