Bad & adverse credit & specialist mortgage forum

Please consider registering
Guest

Forum→First Time Buyer Mortgages→1st mortgage defaults

1st mortgage defaults

RSS

Jonathon Jones

2 Posts

(Offline)

29/06/2021 - 1:14 pm

Hi
I have 2 defaults, both satisfied and over 2 years old.
My wife has ccj, satisfied and 5 years old.
She has 34k salary
I’m s. Employed with 18k last tax return.
Can we get a mortgage?
And what %deposit if so?
Many thanks. John

[email protected]

157 Posts

(Offline)

29/06/2021 - 1:15 pm

Hi John,

It’s always difficult without full details, but from the information provided you may qualify for a mortgage with a 10 percent deposit although much more likely if you can hit 15 percent

As often the finer details are critically important

Hope this helps

Forum Timezone: Europe/London

All RSSShow Stats

Administrators:
admin
Paul Carmen
SabinaC

Moderators:
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]

Read Our Latest Reviews

4.94 Stars - Based on 2377 User Reviews

Akeel

Big thank you to the Team @ Simply! - Got me a mortgage offer when i thought i had no options left. They kept me updated on everything very quickly and put me at ease. I would like to thank... read more read less
16/08/2022

Michael

WE DID NOT REALISE WHAT A HARD PROCESS THIS WAS GOING TO BE BUT MY MORTGAGE ACCOUNT MANAGER GEOFF WAS FANTASTIC, WE COULD NOT OFF GOT SOMEONE BETTER. FROM START TO FINISH AND DEAL AFTER DEAL HE KEPT GOING UNTIL... read more read less
16/08/2022

Anonymous

Excellent service outstanding communication from start to finish stright answers for any questions I had this is my second time round using this company can not be faulted in anyway highly recommended alex & the team will deliver everytime thanks... read more read less
15/08/2022
Anonymous

I cannot believe I now have a mortgage offer! I spoke with Alex a few months ago and he gathered all the information then sent it through to the pre underwriter. Jackie and Ava were lovely. I had to wait... read more read less
15/08/2022

Sam B.

Simply the Best! Once again Simply have gone above and beyond to secure my mortgage. I have used them time and time again and the service is absolutely brilliant. I’d like to make a special mention to Caroline who has been my mortgage... read more read less
13/08/2022

Anonymous

Simply Adverse we’re great and helped me so much. I am so happy with the service and the outcome . I would recommend them to anyone .
12/08/2022
Clifford

Following a medical condition which scuppered my credit, we thought home ownership was a pipe dream. We had tried another broker and was fobbed off almost immediately. One call to Simply however and the optimism was born. Today we have... read more read less
12/08/2022

Deb P.

Cannot thank Jenny and Chanelle enough for their help and work with my remortgage. I would recommend them 100% and would happily return to them in future if needed. Thank you for helping and seeing me through this process from... read more read less
10/08/2022

Lily

Amazing! Was really helpful and very quick. Had our interest at heart all the time and did as much as they could for us!
09/08/2022
AJ

After we had given up hope of getting a… After we had given up hope of getting a mortgage, simply popped up on google! Nothing but friendly and supportive staff, were there for us every step of the way, if we needed anything they were just a call away.Even... read more read less
09/08/2022

Andrew

Jamie and Paige were superb, answering any questions and would be very responsive to calls they were worth every penny there were several hurdles and they guided us through it all could not be happier and would recommend time and... read more read less
08/08/2022

Danny

They was great helped with all inquiries and could always reach them on the phone if needed.
08/08/2022
Dan S.

An honest review.. I've dealt with Simply for two separate mortgages and on both occasions they have been very efficient and helpful. Mortgage processes are not straight forward, especially in todays climate. However Simply helped us to understand and evaluate our offers without... read more read less
08/08/2022

Keiron L.

From day 1 they were very helpful and a… From day 1 they were very helpful and a pleasure to work with.They are on the ball and process things very quick they name needs to change to simply the best.Special thanks to Henri who believed in me and this... read more read less
08/08/2022

Emma

Amazing service! Can’t wait to remortgage with Simply Adverse
07/08/2022
Zenclix

I would like to thank Nathan I would like to thank Nathan, Nicole & the team at Simply Adverse for all the help, advice & support they gave me through out the application. When things looked bleak they worked extremely hard to secure an offer. I... read more read less
06/08/2022

Hanson

Absolutly amazing from start to finish very open and honest communication was spot on constantly keeping you in the loop on the next stages.would like to say a massive thank you to both Nathan and Henri.
05/08/2022

Anonymous

Very helpful broker. Managed to secure us a mortgage even with our poor credit history
05/08/2022
Ian

Outstanding service, polite, knowledgeable and seamless transfer from stage to another
04/08/2022

Chloe

From beginning to end Simply have been amazing and kept us updated through the whole process. Everyone we have dealt with have been so lovely and friendly! Thank you so much all of you for everything! We wouldn’t hesitate to... read more read less
04/08/2022

Sanderson

Thank you so much for your efficiency throughout our application! Ava was amazing! Even when she was away her colleges took over everything went smoothly we are very greatful many thanks
04/08/2022
Chris

Absolutely fantastic! This is the third time we’ve used Simply and they’re well worth it. First rate service from Caroline and Katherine. Highly recommended.
04/08/2022

stephen

Simon and the team at Simply Adverse not only helped us with an initial mortgage 2 years ago when nobody else would touch they have just successfully brokered our re-mortgage without any complications and in a time frame that was... read more read less
03/08/2022

Kiara

Absolutely over the moon with these… Absolutely over the moon with these guys! We were told by 3 other companies after giving all our details they couldn't do anything for us. Rang Simply at 8pm on 7th July and Reiss had a mortgage in principle for... read more read less
03/08/2022

Read Our Latest Reviews

What You Will Pay For Our Services And When – Mortgage Advice

Legal Information