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Theo08

1 Posts

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29/06/2021 - 5:12 pm

My partner and I will be looking to get a mortgage in about a year or so. He’s got an old debt from over 6 years ago. It’s not on his credit record now. Will this affect our chances of getting a mortgage or will I just mean we might be paying more interest? Thank you in advance

Hayley@simplyadverse

160 Posts

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29/06/2021 - 5:13 pm

Hi there,

It is unlikely to affect you hugely unless the debt was with the lender you approach. Ensure you check the questions as some lenders will ask about any previous debt.

Good luck

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